Personal Banking

The Individual Retirement Account is a simple way to begin saving for retirement by allowing you to make regular contributions that fit your budget.

• Save for retirement while enjoying tax benefits¹
• Competitive interest rates on your entire balance
• Options for both Traditional and Roth IRAs
• No setup fees
• No monthly or annual service charge
• Annual contribution limits apply (Refer to current contribution limits)
  • Additional $1,000.00 “catch-up” contribution permitted for those aged 50 and above
• Fixed-rate CDs available with terms ranging from 6 months to 5 years; requires a minimum deposit of $1,000.00 to open²
• 18-month variable rate IRA; requires a minimum deposit of $1.00 to open²

¹Consult a tax advisor.

²Penalty for early withdrawal.